Digital Banking is a form of banking that digitizes all activities and services that can be performed at normal bank branches.

More specifically, all the operations and manipulations that you perform at a traditional counter are digitized and integrated into a digital banking application. With this application, you do not need to travel or wait at a bank branch and still be able to perform financial transactions.

Not only user activities, all banking activities such as risk management, capital sources, product development, etc. are also digitized in the form of digital banking.

Many people often confuse, even equate the concept of digital banking (Digital Banking) with electronic banking (E-Banking). In fact, digital banking is a higher development of electronic banking. Digital Banking requires high technology including innovation in financial services, mobile strategy, digital, AI, payments, RegTech, data, blockchain, API, distribution channel and technology,. ..